Orthodontic Insurance Benefits

We Can Work with All Companies
Use Any Plan

          We have found a way to work with ALL companies by
           having payments go directly to YOU.  You are their
           customer and this is the fastest way to get your money.

                            Open Non Plan Insurance

           Your plan may say it pays 50% of orthodontic treatment.
           What this means is that you have a Lifetime Benefit that
           they will MATCH at a 50% level.  For every dollar you
           pay, they will pay you 50 cents until your Lifetime
           maximum is reached.

                             HMO DMO PPO Plans

           You will have a Lifetime Benefit. It is paid just like
            the Non Plan Insurance. The benefit is not based on
           the cost of the treatment. (There is No Yearly Maximum)
           You do not have to go to a plan doctor to receive your
           Lifetime benefit. It is NOT reduced if you go off the plan.

           The plan will encourage you to stay with a plan doctor
           telling you you will save money. You may spend more.
           The Plan Orthodontist can charge for each service beyond
            the “maximum” allowable fee.

             Plan Orthodontist                                        Non Plan Orthodontist                                  Allows only one type of treatment            Can use any type of treatment                 Fee for consultation                                  included in fee
                Fee for x-rays                                          included in fee
                Fee for models                                         included in fee
                Fee for photos                                         included in fee
                Fee for missed appointments                     included in fee
                Fee for broken braces                               included in fee
                Fee for retainers                                       included in fee
                Fee for follow up after braces removed       included in fee
                  There may be other charges so read the small print  
  
           

                                 Filing Insurance

            This is another difference between Dental and
             Orthodontic plans. For Orthodontic treatment only ONE
             form is filled out for the entire course of treatment.
             The company will pay you monthly or quarterly over
             the time of  treatment.


                                Dr. Robert V.V. Hurst
                7050 N Hwy 190                      105 Pine St.
                Covington, La.                      Ponchatoula La.
                985-893-1401                         985-386-2483

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